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Beautiful Places To Travel With Family & Friends This Spring | Michael Luchen

Beautiful Places To Travel With Family & Friends This Spring

Beautiful Places To Travel With Family & Friends This Spring | Michael LuchenWhile many people are preparing to go to the beach for a spring vacation, there are so many other places in the world to visit. Below, you will find just three of the many beautiful places you can travel to with your friends and family this spring.

1. Vancouver, British Columbia, CanadaWith the coming of spring, you’ll find the sidewalks in Vancouver lined with freshly fallen cherry blossom petals since the entire city and outlying suburbs are rich with cherry blossom trees. Take the futuristic sky train system from city to city as you browse through bookshops, sprawling markets, and restaurants that serve food from every continent. Don’t forget to stop in Richmond to bask in the food and foreign product palace that is the Richmond Night MarketWhistler Blackcomb Ski Resort is still open during the spring and taking skiers and snowboarders alike. Victoria on Vancouver Island is an essential place to visit. It can only be reached after a nearly three-hour-long ferry trip across beautiful waters and small islands. Regardless of the sights and adventures that you and your family want to enjoy, you can find it all in Vancouver as well as that famous Canadian hospitality and maple syrup, eh.

2. Washington D.C, United States

Not to be outdone by Vancouver, the heart of our nation’s capital also boasts it’s own season of cherry blossom trees in a Cherry Blossom Festival held every year. These trees line the Tidal Basin and blossom into full, vivid colors for only a few days, so it’s vital that you check in with the Cherry Blossom Watch website to learn updates and time frames to view the cherry blossom trees in their full splendor. In addition to festivals, D.C. is rich with museumstours of the capitol buildings, and a deliciously diverse food culture.

3. Sevilla, Spain

Renew your passport and go on a European vacation in Sevilla, Spain. Spring is the best time to visit this rich and beautiful country since the orange blossoms will be in bloom, spreading their sweet scent across the city. Being such an ancient city, Sevilla possesses an impressive cathedral and the La Giralda tower that looms over everyone below. You can even visit a real Moorish royal palace that is now considered a World Heritage Site.

5 Destinations To Visit During Your All American Family Vacation Michael Luchen

5 Destinations To Visit During Your All-American Family Vacation

5 Destinations To Visit During Your All-American Family Vacation _ Michael Luchen All-American vacations are like no other vacations.

There’s nothing quite like gathering up the kids, putting them in the car, and taking them on the road. The best family vacations are the one that reminds you of your own experiences with family.

Whether you and the entire family decide to turn your wheel west and head toward Boston, or South and head toward Disney World, there are some options for a family vacation this upcoming Spring or Summer that’s as fun as it is educational. 
Consider some of the kid-friendly attractions available around the country, and be sure you take note of not just the fantastic hotspots, but the potential landmarks where you can make the most memories together while celebrating this great nation. Read on to learn more:

Boston: Boston is incredible because it has incredible parks, culture, and amazing sports. The attractions, such as the New England Aquarium, is lovely, and the city has an astonishing sporting history that indeed extends to baseball.

Washington, DC: The nation’s capital is a vibrant city that loaded with remarkable government buildings, landmarks, and monuments. The Capitol, the Lincoln and Jefferson Memorials, and the White House demonstrate the glory of this great nation. Visits to the city also mean access to the original “Star-Spangled Banner” and the Air and Space Museum. This, of course, is just the tip of the iceberg.

Gettysburg: Gettysburg is a city that’s marked by its rich history. The town is educational and beautiful, so guided bus tours of the town and historical re-enactments are frequently in demand. It’s enjoyable for the entire family.

Huntsville: Huntsville, Alabama is a stunning place to visit because of its wealth of NASA memorabilia. Also, there’s the Purdy Butterfly House and Huntsville Botanical Garden.

Williamsburg: Williamsburg, Virginia is an exceptional place to visit, as it houses the country’s largest interactive museum. The colonial history of the area is alive and well and educates visitors through evocative exhibits and a trip down memory lane. Perks of visiting Williamsburg also includes Busch Gardens amusement park, family-style dining, and beautiful scenery.

Some other places you may want to visit in Bloomington, Minnesota; Charlotte, North Carolina, or Williams, Arizona. What other great American cities are you looking forward to traveling to with your family?


5 Life Events That Demand Financial Planning Michael Luchen

5 Life Events That Demand Financial Planning

5 Life Events That Demand Financial Planning _ Michael LuchenLife is predictably unpredictable. Regardless of your age or occupation, there will always be an event that life brings your way which will require financial planning. If you’re just starting out in adulthood, there are five specific life events that demand financial planning for which you should prepare.

  1. A New Baby

Creating a family with the person that you love is a beautiful thing that requires years of emotional, physical, and financial commitment. To ensure that you and your partner are prepared for the responsibilities awaiting you in parenthood, speak to a financial planner to organize your money for future expenses and a college fund.

  1. Retirement

Retirement is the one aspect of life that many people begin to plan for during their early years. A comfortable retirement can be achieved through proper financial planning and clever investments. Some employers offer generous retirement plans for remaining with their company for a set amount of years, so if you can find a job with such benefits, capitalize on it immediately.

  1. A Big Move

Relocating to a new home, even if it’s in the same neighborhood or city, can require a fair amount of financial planning. Moving expenses can be more extensive than previously thought. The shift in utility costs is also a financial aspect of moving that should be taken into consideration. If a move takes you into a different state, you must also look into the difference in state and local taxes that you’ll be expected to pay.

  1. Graduating College

While some people are fortunate enough to acquire a scholarship that pays for their entire college education, many others have to rely on student loans. Once they graduate, student loans immediately begin to increase with interest. This is a critical time in a young person’s life where their financial decisions will play a vital role in the creation of their future. Financial planning will help them to pay their monthly student loan payments while affording proper housing as they begin their new life as an adult.

  1. Marriage

Marriage marks a moment in your life when you’ve decided to combine your life with another’s. While these are lovely sentiments, marriage also brings the promise of combined lives in every aspect – including financial. When two people decide to get married, serious financial planning should be in order regarding their personal property, personal assets, existing debts, taxes, and inheritances.

Michael Luchen | Summer

5 Financial Reasons You Should Start Planning For That Summer Getaway Today

Michael Luchen | SummerSummer is far from now, but it doesn’t mean that we can’t start planning. 

There are several reasons why we ought to start organizing for trips week or even months ahead of your summer vacation date, but consider the following five financial reasons:

First, consider new tax laws. Contrary to what many people believe, taxes will place more of a burden on working-class and middle-class people. If you are looking to take a vacation, now is the time to get your finances together, because you will be paying taxes later on in the year.

Second, you never know what may happen later on. If you are the victim of an emergency, you may have to pay money to take care of it. With health insurance costs rising, you never know how much you will have to pay out-of-pocket. It is better to set aside the money for your vacation now rather than wait and possibly have to give it up because of a health issue.

Third, you will get the best prices for your summer getaway if you purchase everything ahead of time. Your accommodations, plane tickets, and extra essentials will cost less if you pay for them now. Why wait until the summer hits and pay full price for them – let all of the latecomers do that while you enjoy the rest of your expendable income in cash.

Fourth, if you put away money for your summer getaway now, you can gain interest on that money while you wait for the summer to come. You may be able to turn that $5000 savings account into $5500 or $6000 by the time the summer rolls around, but only if you put it aside early and invested properly. The sooner that you save money, the sooner that you can talk to a financial advisor who will let you know exactly how you can use your money to build it for your summer vacation.

Finally, putting aside money right now helps to organize your schedule financially for the rest of the year. There is no reason to confuse your schedule later on – set aside the money in your budget now so that you can create the rest of your budget for the summer as well. If you are genuinely financially savvy, then you will be able to develop a budget for the winter season as well. You may even be able to take a vacation in those winter months! Do not put anything outside of your potential until you see how your finances look.

Self Guided Tours | Michael Luchen

Walking NYC: Self-Guided Tours Enliven NYC Day Trips

Self-Guided Tours | Michael LuchenExcellent pizza, standout bagels, and glorious appetite-whetting food of Chinatown and the East Village are just some elements that set New York City apart from other cities, and those features are best experienced by foot. If you can only manage to visit NYC for a day, know that Tribeca, the Financial District, and the South Street Seaport, as well as few other areas, can all be visited in a single afternoon.

Journeying through the city can be made more accessible by the subway or the train, but nearly as wistful or lifting.  From tip to top, Manhattan is decorated with incredible landmarks, including the Central Park Zoo, Rockefeller Center, Empire State Building, Times Square, The High Line, Webster Hall, Washington Square Park, and the Tenement Museum.

Walking shoes and bottles of water are definitely in order if you’re planning to tread the city.  Because technology has kept up with our thirst for Wanderlust, there are now  GPS-enabled audio tours of Lower Manhattan. Also, there are definitive guides published that highlight the charms and trends of the city that never sleeps.

According to Huffington Post, an individual by the name of Randy Olson calculated the ultimate NYC walking tour, identifying some of the city’s top attractions, using an algorithm he used for his road trips. Olson indicates on his blog that it’s possible to visit the Empire State Building, the Statue of Liberty and much more endeavoring on a walk that involves 4.5 hours of walking. This 14-mile tour can be a bit strenuous, but you also have to consider hour-long museum tours, a pit stop for dollar slices, and long lines.

Find the link for the interactive map here and an organized, itemized list of attractions just below, as published on Olson’s website:

  1. American Museum of Natural History, Central Park West, New York, NY
  2. The Metropolitan Museum of Art, 1000 5th Avenue, New York, NY 10028
  3. The Frick Collection, East 70th Street, New York, NY
  4. Central Park, New York, NY
  5. The Museum of Modern Art (MOMA), West 53rd Street, New York, NY
  6. St. Patrick’s Cathedral, 5th Avenue, New York, NY
  7. Rockefeller Center, 45 Rockefeller Plaza, New York, NY 10111
  8. Radio City Music Hall, Avenue of the Americas, New York, NY
  9. Theater District, New York, NY
  10. Times Square, New York, NY
  11. Bryant Park, New York, NY
  12. New York Public Library, New York, NY
  13. Chrysler Building, Lexington Avenue, New York, NY
  14. Grand Central Terminal, New York, NY
  15. The Morgan Library & Museum, Madison Avenue, New York, NY
  16. Empire State Building Observation Deck, 5th Avenue, New York, NY
  17. Madison Square Garden, Pennsylvania Plaza, New York, NY
  18. The High Line, New York, NY 10011
  19. Chelsea Market, 9th Avenue, New York, NY
  20. Ground Zero Museum Workshop, West 14th Street, New York, NY
  21. Greenwich Village, New York, NY
  22. Washington Square Park, New York, NY
  23. SoHo, New York, NY
  24. Tenement Museum, Orchard Street, New York, NY
  25. St. Paul’s Chapel, Broadway, New York, NY
  26. The National September 11 Memorial & Museum, New York, NY 10006
  27. Statue of Liberty

GPS and Google Maps have powered the self-guided walking tours in a way that hasn’t been done before. If you have other insights to share about self-guided walking tours, be sure to share!

Below, find a few other resources:


Own A Business, Raise Your Margins and Save Money Every Month on Your Credit Card Processing Bill

BROOKLYN, N.Y. – Feb. 12, 2018 – eTradeWire — The payment processing industry is particularly competitive because businesses get contacted with numerous offers. As a result, it can be difficult to get a business to believe the deals that OKMerchant can offer. Michael and his team work hard to convince potential customers that they are different. They never raise rates as promised and never add junk fees later. While it is challenging work, Michael enjoys it.

Over the course of his career, Michael Luchen ( has learned that the most essential quality a salesperson can have is integrity. Michael has always found that if you take care of your customers they will, in turn, take care of you. While many salespeople dream about making money quickly in the short term, in reality, that is often difficult to achieve in an honest manner. However, Michael believes that if one works honestly then lasting success can be achieved in the long term. Michael Luchen stands out from competitors because as mentioned before he doesn’t charge “junk” fees and has a buy-rate of Interchange + 0 and $0 per transaction on Mastercard, Visa, Discover and Yes even American Express which is rare and that is why it is very easy for Michael to save your business 30-40% and still make a profit. Michael is proud of the work he does with the company, and he is committed to informing businesses about how they can benefit from partnering with the organization.

More on eTradeWire News

Michael Luchen the Director of Sales and Operations for OKMerchant Payment Solutions – a First Data Company Located in Brooklyn, New York.

Michael’s Goal will be to look at your most recent credit card processing statement. NOT JUST THE % – Michael will look at the %, the transaction fee, batch fee, statement fee and all the little fee’s you think are legit and get rid of them. He will come up with an overall 30-40% off your bill. They won’t know where it is coming from until will view it. At that point, provide you with a side x side showing you what you are paying and what you could be paying. If you like what you see, we will do business but at the very least you will know if your current provider is telling you the truth. Either Way Win-Win for You The Business Owner!

Get in Touch with Mike Luchen Right Now at 929-441-8903 or and You Will be So Happy You Did!

Visit Michael Luchen Online at www.MichaelLuchen.Biz

Michael Luchen
OKMerchant, Card Connect – First Data Corporation

Michael Luchen

American Express : Michael Luchen Improves And Extends Platform To Help Business Owners Reduce Credit Card Processing Fees

In a world dominated by fees, there are solutions that can reduce costs for business owners. Michael Luchen has a plan which reduces credit card processing fees.

“We also have full control of the American Express rate, and with a buy-rate of Interchange + 0 and $0per transaction it is very easy for me to save your business 30-40%” — Michael Luchen

BROOKLYN, NY, UNITED STATES, February 12, 2018 / — Typical brokers and banks charge plenty of fees, which come in the form of statement fees, batch fees, monthly customer service fees, regulatory product fees and so on. But since all businesses are already taxed by the government and the financial contract with the institution is clear, these taxes can be greatly diminished while some of them even eliminated.

OKMerchant platform which is ran by Michael Luchen promises complete transparency, lack of junk fees and no bills related to something which was not discussed earlier. “OKMerchant of Card Connect is a First Data Corporation and a Registered ISO of Wells Fargo Bank, N.A. What makes us different is the fact that we are the only office with an A+ BBB rating and 0 complaints in over 10 years of activity.”, according to Michael Luchen.

OKMerchant has developed multiple partnerships with giants in the banking industry which allows them to greatly minimize fees while providing complete security for its clients. “We also have full control of the American Express rate. Other companies sign you up for MasterCard, Visa , Discover and American Express but your American express is a separate Merchant ID separate deposit and has a different rate. If you have an issue, you have to call American Express direct. With us it’s one MID, ONE Deposit and we handle all the cards for you. Since we control American Express we also give you the same rate on that card, which is rare”, Michael Luchen says.

Another thing provided by the improved OKMerchant platform is a buy and Interchange rate of 0 plus $0 per transaction, which is highly encouraging for small and medium businesses which require higher profit every month.

“Here we have a buy rate and Interchange +0 rate and $0 per transaction, so it is very easy for me to eliminate 30-40% off a business owner’s bill and still make profit. I deal with several large, medium and small brands in the USA, even from regions such as Alaska and Hawaii. I do enjoy signing up new businesses in the 5 boroughs of NYC, especially Brooklyn, since I work and live here as well. My clients both love and continue with this financial solution, or at the very least they know if their current provider is telling them the truth. It’s a win-win situation I would say. We do not charge for equipment and never add junk fees like batch fees, statement fees or regulatory fees, as many other financial institutions do when it comes to credit card processing”, Michael Luchen adds.

A new element on the improved OKMerchant platform is the minimization of Brooklyn NY credit card processing fees and the provision of free credit card terminals for all the new accounts.

OKMerchant is a credit card processing platform with over 10 years of registered activity. Its aim is to serve all business clients regardless of the niche or size of business. OKMerchant helps with reduction and elimination of different transaction and maintenance charges associated with various credit and debit cards, including American Express. More information can be found on Prospective clients can also request details at 929.441.8903.

Contact Information:
Director of Sales & Operations: Michael Luchen
Website: /
Phone number: 929.441.8903
Address: 7406 13th Ave, Brooklyn, NY 11228

Michael Luchen
Card Connect – First Data Corporation
email us here

Staycation In Nyc With The Kids No Problem! 10 Great Things To Do! | Michael Luchen

Staycation in NYC With the Kids? No Problem! 10 Great Things To Do!

Staycation-in-NYC-With-the-Kids_-No-Problem!-10-Great-Things-To-Do! | Michael LuchenNew York is filled with incredible places to enjoy your staycation with the kids. You can enjoy your holiday in the parks, at the movies with a glass of wine, or by being a tourist.

Bronx Zoo

Have an all-day affair at the Bronx Zoo. No need to travel to Asia to see the Himalayan snow leopards, nor the African plains to see the lions or zebras. Not to mention that Wednesday’s are free!

Prospect Park

A forested gem in the heart of Brooklyn, with hiking trails, a lake for paddle boarding, and a rink for rollerblading (or ice skating during the colder months).

American Museum of Natural History

Explore some of the permanent exhibits, such as the Fossil Halls, where you can see dinosaur remains. If you would like an educational and interactive activity to visit the discovery room, where you can get hands-on.

New York Aquarium – Coney Island

Catch a spectacular show or watch seals being fed, then take a stroll on the boardwalk and feed yourself with Nathan’s Famous hot dogs, or your favorite amusement park treats during the summer months.

Central Park

Visit over twenty-one unique playgrounds, have a relaxing picnic Sunday at Sheep’s Meadow during the warmer months, or head to the ice-skating rink in the winter.

Brooklyn Bridge Park

Take a stroll on the Brooklyn Bridge and take in the breathtaking views. Then, make your way to Brooklyn Bridge Park, where you can ride the iconic Jane’s Carousel.

Double-decker Bus

Enjoy the views of New York from a different perspective, learn some of its history, and hop off at any stop to explore each landmark and attraction a little more.

iPic Fulton Market

Indulge in a luxurious dine-in movie experience. Have your wine and dinner while the kids catch the latest Disney blockbuster.

Madison Square Garden

Take your kids to see a sporting event or a concert at the world’s most famous arena. If you are lucky the circus might be in town.

One World Trade Center

Make your way to the top of New York’s iconic high-rise and check out the stunning views from One World Observatory. Then head all the way down to the below-ground Westfield World Trade Center, a uniquely designed shopping center with stores, restaurants, and occasional art exhibits.


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